FAQs

Guiding Questions for Enabling Competency Responses

What is AAREA Private Lending?

AAREA Private Lending Inc. structures and administers individual, non-bank mortgage transactions in Ontario and British Columbia. Each opportunity is offered to lenders on a deal-by-deal basis.
Who are AAREA’s typical lenders?

Experienced private lenders, family offices, and institutions allocating $1M–$20M per deal.
How does AAREA differ from a MIC or pooled fund?

AAREA does not pool investor capital. Lenders choose individual deals directly and maintain full control over their allocations.
What types of deals does AAREA fund?

Residential, Commercial, Land, Bridge, refinance, construction completion, and other special-situation loans, typically 6–18 months in term.
How does AAREA ensure compliance?

AAREA is licensed under FSRA (Ontario) and BCFSA (British Columbia) and complies with FINTRAC’s AML/KYC requirements.
Who leads the AAREA team?

AAREA is CFA and CPA-led, combining finance and accounting expertise to maintain transparency and rigor in every transaction.
Where is AAREA active?

Ontario and British Columbia.
Is AAREA currently open to new lender partnerships?

Yes. We welcome inquiries from qualified lenders who value professional process, transparency, and disciplined underwriting.